6 Types of Insurance Everyone Should Have
When it comes to protecting yourself and your family, having the right insurance is essential. But with so many different ...
What Services are Not Covered by Insurance Policies?
When it comes to insurance policies, there are certain services that are excluded or limited in terms of coverage. These...
What is Medical Payment in General Liability Insurance? A Comprehensive Guide
Medical payments are a form of general liability coverage that provides reimbursement to third parties for medical or...
How Much Does Rental Car Reimbursement Insurance Cost? A Comprehensive Guide
Rental reimbursement insurance is a type of coverage that pays for the cost of a rental car while your vehicle is being...
How is the coverage gap determined?
The coverage gap begins after you and your drug plan have spent a certain amount on covered drugs. Most Medicare drug...
Does Uninsured Motorist Coverage Protect You From Hit-and-Runs in Florida?
It may come as a surprise to some, but if you have coverage for uninsured motorists, it will cover your losses if you are ...
What is excluded risk in insurance?
An exclusion is a provision of an insurance policy or bond that refers to hazards, circumstances, or assets not covered...
Understanding Exclusions in Insurance Policies
Exclusions are provisions in an insurance policy that eliminate coverage from the contract. When it comes to homeowner's...
Does insurance give you more than your car is worth?
If the insurance company adds up the total of your car, it will pay you the vehicle's real cash value (ACV). The actual...
What are the 4 perils that insurance covers for your home?
Covered hazards are events or hazards that cause damage or destruction to your property or belongings and that are also...
Do I Need Collision Insurance if I Have Full Coverage Auto Insurance?
Collision insurance is a type of coverage that pays for the costs of repairing or replacing your car if it is damaged in...
How Much Does Liability Insurance Cost? An Expert's Guide to Finding the Right Coverage
When it comes to the cost of insurance, the industry in which a company operates is a major factor. Businesses that are...
What does it mean to have a comprehensive insurance?
Comprehensive auto insurance is coverage that helps pay for the replacement or repair of your vehicle if it's stolen or...
What is the Difference Between Full Coverage and Comprehensive Car Insurance?
Full coverage is an auto insurance policy that includes both comprehensive and collision insurance, as well as any other...
What is the difference between full coverage and comprehensive coverage?
The difference between full coverage and comprehensive insurance is that a full coverage insurance policy includes...
Understanding Underinsured Motorist Coverage in Pennsylvania: What You Need to Know
When it comes to auto insurance, it's important to understand the different types of coverage available. In Pennsylvania, ...
What are the two most important types of insurance?
Health insurance is a fundamental part of every financial plan. Whatever happens, create an emergency fund.
What are the Different Types of Car Insurance Coverage? A Comprehensive Guide
Liability coverage is a legal requirement for driving a car in most U. S.
Can you sue an uninsured motorist in illinois?
File a lawsuit and get a judgment against the uninsured driver. If the sentence is not served within 30 days of the...
Is it important to have collision insurance?
Collision insurance is important, but the law doesn't require you to have it. However, if your car isn't fully paid for,...
Comprehensive vs Basic Coverage: What You Need to Know
Comprehensive coverage insurance offers more comprehensive protection at a slightly higher cost. It provides...
What is the Difference Between Uninsured/Underinsured Motorist Coverage and Liability Insurance?
Uninsured motorist insurance is a type of coverage that provides protection in the event of an accident with an at-fault...
Components of Liability Coverage and What is Covered
Liability insurance for cars is a guarantee against the driver's personal property in the event of an accident that...
Do I Need Gap Insurance? A Comprehensive Guide
In a nutshell, liability insurance covers any damages that the driver may have incurred, collision insurance and...
What Does Excluded Mean in Insurance Terms?
An exclusion is a provision of an insurance policy that eliminates coverage for certain acts, property, types of damage,...
What Does Car Insurance Coverage for $15000, $30000 and $5000 Mean?
When it comes to car insurance, the three numbers that you often see - $15000, $30000 and $5000 - refer to the amount of...
What is Uninsured Motorist Coverage in Pennsylvania? A Comprehensive Guide
Uninsured motorist coverage is a type of protection that provides coverage for damages suffered in an accident involving...
What is not covered under cgl insurance?
Commercial general liability policies can cover the cost of any accidental damage as a result of the company's operations ...
Everything You Need to Know About Personal Injury Protection Insurance
Personal Injury Protection (PIP) is a type of car insurance that provides coverage for medical expenses, lost wages, and...
What are the two most common types of professional liability insurance plans?
The two types of professional liability insurance are claims and occurrence insurance. Claims submitted mean that the...
What You Need to Know About Missouri's At-Fault Car Accident System
Missouri is an at-fault state when it comes to car accidents, meaning that the driver responsible for causing an accident ...
What Does a Health Benefit Plan Cover?
Health benefit plans provide coverage for a wide range of medical services, including inpatient and outpatient hospital...
What does liability mean in terms of insurance?
Liability insurance coverage protects you financially if you are responsible for injuries or damage to someone else's...
How important is uninsured motorist coverage in florida?
If you are injured in a car accident as a result of another driver not having bodily injury liability coverage, your...
What is the Difference Between Personal Injury Protection and Liability Insurance?
Personal Injury Protection (PIP) insurance is different from bodily injury liability insurance in that PIP coverage takes ...
What are the 2 major types of insurances?
Collision insurance pays for the repair or replacement of your car after an accident, no matter whose fault it was....
What happens when you reach the coverage gap?
Once you reach the coverage limit, you won't pay more than 25% of the cost of brand-name prescription drugs covered by...
What Exclusions are Found in a Typical Medical Payments Coverage Section?
Medical payment coverage is similar to liability coverage in that it is offered on the basis of open risks within the car ...
Is $300 a lot for insurance?
If you take out more than one insurance policy from the same provider, it can save you a lot of money, since the...
Is it worth it to get uninsured motorist coverage in florida?
Florida has a lot of underinsured drivers. You may not be required to have uninsured motorist insurance in Florida..
Will Gap Insurance Cover a Blown Engine? - An Expert's Perspective
Gap insurance is an optional coverage that can be included in an auto insurance policy. It is designed to pay the...
What is an Uncovered Benefit? A Comprehensive Guide to Understanding and Avoiding Unnecessary Medical Billing
It's not uncommon for medical procedures to be excluded from a patient's insurance plan. This means that the procedure...
What is Underinsured Coverage in Pennsylvania? A Comprehensive Guide
Underinsured coverage is a type of insurance that provides protection for you and your family members who live in your...
Is ohio a no-fault state for car accidents?
Ohio is not a no-fault state; this is an important fact when it comes to insurance claims. However, many people who are...
Comprehensive Insurance: What You Need to Know
Comprehensive insurance is a type of car coverage that helps pay for the replacement or repair of your vehicle in the...
How Much Liability Coverage Do You Need to Protect Yourself?
From liability insurance to medical payment coverage, there are many ways to protect yourself from the unexpected with...
Which city has the most uninsured drivers?
Los Angeles has the least car insurance coverage in the country. As long as you're not at fault for the accident, your...
What Types of Liability Insurance Do You Business Need?
When it comes to running a business, there are many risks that come with the territory. To protect your business, it is...
Types of Liability Insurance: What You Need to Know
Liability insurance is an essential part of any business or individual's financial plan. It can provide protection from a ...
Comprehensive vs Basic Insurance: What's the Difference? A Comprehensive Guide
When it comes to auto insurance, there are two main types of coverage: comprehensive and collision. Comprehensive...
What are Car Insurance Exclusions and How Do They Impact You?
An excluded driver is someone who has been explicitly removed from coverage under your auto insurance policy. Their name...
What percentage of florida drivers are uninsured?
A new study indicates that 20% of Florida drivers are on the road without insurance, the sixth highest rate of uninsured...
Comprehensive Car Insurance: Is It Worth the Investment?
Comprehensive car insurance is often more expensive in areas with a high rate of claims, such as those with high levels...
Is full coverage really worth it?
If you have a new car model, you'll probably want to maintain full coverage even if you bought it without a loan. Having...
What are the minimum limits of liability for um uim coverage in ohio?
Based on average rates for Ohio drivers with minimal liability coverage, the cheapest and most widely available car...
What job negotiates insurance settlements?
The most important rule of negotiating with a claims adjuster is to be prepared. Never start the process without...
Is Liability Insurance a Good Choice for Your Business and Car?
When it comes to running a small business, liability insurance is an absolute must. It helps protect you from any claims...
Insurance Basics: A Comprehensive Guide
Insurance is a way to manage your risk and protect yourself from unexpected financial losses. When you take out...
What is a general liability insurance claim?
Liability insurance is an insurance product that provides protection against claims resulting from injuries and damage to ...
How many exclusions are found in a typical medical payments coverage?
Medical payment coverage is similar to liability coverage because it is offered on the basis of open risks within the car ...
What Does Professional Liability Insurance Cover and Not Cover?
Professional liability insurance is a type of coverage that is specifically designed to protect small business...
What are the different kinds of liability insurance?
Being a director or official of a company makes you vulnerable to accusations of wrongful acts in the performance of your ...
What Does Covered Service Mean in Health Insurance? A Comprehensive Guide
Your health insurance policy is a contract between you and your insurance provider. It outlines the medical benefits you...
What is Medical Payments to Others Coverage on Homeowners Insurance? A Comprehensive Guide
Medical Payments to Others coverage, or “Coverage F”, is an important component of your home insurance policy that...
Understanding Different Types of Insurance Coverage
Insurance coverage is the amount of risk or liability that a person or entity covers through insurance services. The most ...
What is a type of multiple protection coverage that pays on the death of the last person called?
Under a multiple protection policy, the policy that pays for the death of the last person is called a survival life...
Which of the following is not covered by commercial general liability insurance?
You can protect your business from a variety of risks, including the risk of a lawsuit stemming from everyday business...
How Much Does Collision Insurance Cost? An Expert's Guide to Understanding Coverage
Comprehensive insurance and collision insurance are two types of auto insurance that are part of a full coverage policy....
Is buying more than minimum coverage insurance a waste of money?
It's always a good idea to buy more than the minimum car insurance to protect your finances. Although it will cost you...
Which two policy coverage forms are used in a cgl?
Provides coverage based on claims submitted for electronic data loss caused by the insured. A commercial general...
What happens if you cancel your gap insurance?
It depends on the coverage provider. If you cancel an auto policy with partial coverage or temporary insurance through a...
What Home Insurance Exclusions Do You Need to Know About?
Insurance policies are designed to protect you from a variety of risks, but they don't cover everything. Standard...
How much can i get from an underinsured motorist claim florida?
Underinsured motorist insurance covers drivers who don't have enough insurance to pay for all the damage and injuries...
What is the Difference Between Towing and Labor Coverage and Comprehensive Insurance Coverage?
Towing coverage is an optional addition to comprehensive auto insurance policies that provides reimbursement for towing...
Do I Need Full Coverage or Liability Insurance for My Car?
Do you need full coverage car insurance? It all depends on the level of protection you're looking for and the value of...
Do I Need Uninsured/Underinsured Motorist Coverage with Full Auto Insurance?
Do you need coverage for uninsured drivers, even if you have comprehensive and collision coverage? The answer is yes....
5 Essential Components of Health Insurance: What You Need to Know
When it comes to selecting the right health insurance, there are five essential components to consider. The insurance...
Why Personal Liability Coverage is Essential
Personal liability coverage is an absolute must for anyone who owns a home or any other type of property. It provides...
Do I Need Personal Injury Protection if I Have Full Coverage Auto Insurance?
If you live in a state where personal injury protection (PIP) is required, you will still need the PIP even if you have...
What is the Difference Between Insurance and Liability Insurance?
Liability coverage is for injuries and damages to other people when you are at fault. Full coverage often refers to...
Do I Need Uninsured Motorist Coverage in Florida? - A Comprehensive Guide
Do you live in Florida and own a car? If so, you should know that it is essential to have coverage for uninsured drivers. ...
Do I Need Personal Liability Insurance? A Comprehensive Guide to Protect Yourself Financially
If you are responsible for your own living expenses or have assets such as a home, savings, or investments, you may want...
Why Liability Insurance is Essential for Drivers
Driving a car comes with a lot of responsibility, and one of the most important things to consider is liability...
Do I Need Collision Insurance? An Expert's Guide
When it comes to auto insurance, collision coverage is often seen as a must-have. After all, it pays for any amount that...
What Does Liability Insurance Cover? Examples and Benefits of Coverage
Liability insurance coverage is a type of insurance that provides financial protection if you are responsible for someone ...
What is the Difference Between Uninsured Motorist Coverage and Liability Insurance?
When it comes to auto insurance, there are two types of coverage that are essential for all drivers: uninsured motorist...
What is Personal Liability Insurance and How Can It Help You?
Personal liability insurance is a type of insurance that provides coverage for legal costs and medical bills if you are...
What Does Cover Excluded Mean? A Comprehensive Guide to Exclusions
When it comes to auto insurance, an excluded driver is someone who has been explicitly excluded from coverage under your...
What is Uninsured Motorist Coverage and How Does it Work in Pennsylvania?
Uninsured motorist coverage is an optional form of auto insurance that can be added to a policy to protect drivers in the ...
What is the minimum liability insurance in nc?
North Carolina motor vehicle law requires that auto liability coverage be maintained on an ongoing basis. Liability...
Do insurance companies go after uninsured drivers florida?
The company may decide to sue the uninsured driver at fault to recover their claim, but their own collision or uninsured...
What Does Non-Covered Mean in Insurance? A Comprehensive Guide
Your health insurance plan doesn't pay for certain services. These services may include those provided by providers...
What is the minimum car insurance you need in pa?
Consider things like the value of your car and how much you're comfortable spending in the event of an accident or even a ...
What is the Most Expensive Type of Car Insurance Coverage?
When it comes to car insurance, the type of vehicle you drive can have a major impact on your rates. According to...
Comprehensive Insurance vs Full Coverage: What's the Difference? A Comprehensive Guide
Comprehensive insurance is an essential part of full-coverage auto insurance, which usually also includes collision and...
What Types of Liability Coverage Should Your Business Have?
When it comes to protecting your business, having the right liability insurance is essential for any business. There are...
Components of Automobile Liability Insurance Explained
Auto liability insurance is a type of coverage that provides financial protection to drivers who cause harm to another...
Do i need towing and labor coverage if i have full coverage auto insurance?
Car insurance doesn't cover towing if you have an exclusive liability policy, but it might if you have full coverage....
Do I Need Uninsured Motorist Coverage in Florida? - A Practical Necessity
Uninsured motorist coverage is a practical necessity in Florida, even if you have comprehensive and collision insurance....
What happens if an insurance company overpays you?
If the payer confirms that they made an overpayment, they must reprocess the claim to prove that the payment is correct...