Is collision and comprehensive deductible the same?
The collision deductible applies to impact losses that cause damage to your vehicle. For example, a collision with a...
What Does Liability Insurance Cover? Examples and Benefits of Coverage
Liability insurance coverage is a type of insurance that provides financial protection if you are responsible for someone ...
What is a liability amount in insurance?
Liability coverage limits for different types of vehicles are usually represented by three numbers, e.g., liability...
How Much Does Rental Car Reimbursement Insurance Cost? A Comprehensive Guide
Rental reimbursement insurance is a type of coverage that pays for the cost of a rental car while your vehicle is being...
How Much Uninsured Motorist Coverage Do You Need in Pennsylvania?
After an accident caused by an uninsured driver, many drivers without coverage for uninsured motorists are left with...
Do I Need Uninsured Motorist Coverage in Florida? - A Practical Necessity
Uninsured motorist coverage is a practical necessity in Florida, even if you have comprehensive and collision insurance....
Understanding Underinsured Motorist Coverage in Pennsylvania: What You Need to Know
When it comes to auto insurance, it's important to understand the different types of coverage available. In Pennsylvania, ...
Is it good to have uninsured motorist in florida?
Many drivers in Florida don't have this additional liability coverage, and if they do, they often have the minimum amount ...
What job negotiates insurance settlements?
The most important rule of negotiating with a claims adjuster is to be prepared. Never start the process without...
Comprehensive Car Insurance: Is It Worth the Investment?
Comprehensive car insurance is often more expensive in areas with a high rate of claims, such as those with high levels...
What to Do When the At-Fault Driver Has No Insurance in Ohio
If you're involved in a car accident in Ohio and the at-fault driver doesn't have insurance, you may be wondering what...
Which of the following is not covered by commercial general liability insurance?
You can protect your business from a variety of risks, including the risk of a lawsuit stemming from everyday business...
6 Types of Insurance Everyone Should Have
When it comes to protecting yourself and your family, having the right insurance is essential. But with so many different ...
What is Full Coverage Car Insurance Called?
Comprehensive coverage is just one type of coverage included in a “full coverage” car insurance plan. Remember that...
Can you reject uninsured motorist coverage in florida?
Drivers can decline coverage for uninsured drivers in states where it's optional, but insurance companies still have to...
What Does Cover Excluded Mean? A Comprehensive Guide to Exclusions
When it comes to auto insurance, an excluded driver is someone who has been explicitly excluded from coverage under your...
What is Medical Payments Liability Insurance and How Can It Protect You?
Medical payments liability insurance is a type of coverage that can help you cover medical expenses related to a car...
What does it mean to have a comprehensive insurance?
Comprehensive auto insurance is coverage that helps pay for the replacement or repair of your vehicle if it's stolen or...
What is an Uncovered Benefit? A Comprehensive Guide to Understanding and Avoiding Unnecessary Medical Billing
It's not uncommon for medical procedures to be excluded from a patient's insurance plan. This means that the procedure...
Is Personal Liability Insurance Worth It? A Comprehensive Guide
When it comes to safeguarding your financial assets, personal liability insurance is an essential consideration. If you...
Is it important to have collision insurance?
Collision insurance is important, but the law doesn't require you to have it. However, if your car isn't fully paid for,...
Understanding the Different Types of Insurance: A Comprehensive Guide
Insurance is a form of financial protection that provides coverage for a variety of risks, such as death, disability,...
What Does a Health Benefit Plan Cover?
Health benefit plans provide coverage for a wide range of medical services, including inpatient and outpatient hospital...
What is the Most Expensive Type of Car Insurance Coverage?
When it comes to car insurance, the type of vehicle you drive can have a major impact on your rates. According to...
How much can i get from an underinsured motorist claim florida?
Underinsured motorist insurance covers drivers who don't have enough insurance to pay for all the damage and injuries...
What is the Difference Between Insurance and Liability Insurance?
Liability coverage is for injuries and damages to other people when you are at fault. Full coverage often refers to...
What are the minimum limits of liability for um uim coverage in ohio?
Based on average rates for Ohio drivers with minimal liability coverage, the cheapest and most widely available car...
What Services are Not Covered by Insurance Policies?
When it comes to insurance policies, there are certain services that are excluded or limited in terms of coverage. These...
Understanding Exclusions in Insurance Policies
Exclusions are provisions in an insurance policy that eliminate coverage from the contract. When it comes to homeowner's...
What will cause a claim to be rejected or denied?
The rejection of a claim occurs before it is processed and, in most cases, is due to incorrect data. Conversely, the...
Does it make sense to have full coverage insurance?
If your vehicle is older or you think you have enough money to pay for the damage out of pocket, you may want to go for...
Comprehensive Insurance: What You Need to Know
Comprehensive insurance is a type of car coverage that helps pay for the replacement or repair of your vehicle in the...
What Types of Liability Insurance Do You Business Need?
When it comes to running a business, there are many risks that come with the territory. To protect your business, it is...
Components of Liability Coverage and What is Covered
Liability insurance for cars is a guarantee against the driver's personal property in the event of an accident that...
What Home Insurance Exclusions Do You Need to Know About?
Insurance policies are designed to protect you from a variety of risks, but they don't cover everything. Standard...
Comprehensive vs General Liability Insurance: What's the Difference and Why You Need Both
When it comes to insurance, it can be difficult to understand the difference between comprehensive and general liability...
What is Covered vs Non-Covered Services? A Comprehensive Guide to Understanding Your Insurance
The differences between covered and uncovered services are quite straightforward: some are paid for by your insurance,...
Understanding Different Types of Insurance Coverage
Insurance coverage is the amount of risk or liability that a person or entity covers through insurance services. The most ...
What happens if you cancel your gap insurance?
It depends on the coverage provider. If you cancel an auto policy with partial coverage or temporary insurance through a...
Insurance Basics: A Comprehensive Guide
Insurance is a way to manage your risk and protect yourself from unexpected financial losses. When you take out...
What Does Professional Liability Insurance Cover and Not Cover?
Professional liability insurance is a type of coverage that is specifically designed to protect small business...
What type of insurance gives the greatest amount?
Term insurance is initially cheaper than other types of policies that offer the same amount of protection. So it gives...
What's the difference between comprehensive and full coverage?
The difference between full coverage and comprehensive insurance is that a full coverage insurance policy includes...
Will Gap Insurance Cover a Blown Engine? - An Expert's Perspective
Gap insurance is an optional coverage that can be included in an auto insurance policy. It is designed to pay the...
What is the Maximum Limit of Liability Insurance Coverage?
When it comes to insurance, liability limits are the maximum amount of damages (“compensation”) that an insurance...
Can you sue an uninsured motorist in illinois?
File a lawsuit and get a judgment against the uninsured driver. If the sentence is not served within 30 days of the...
Types of Liability Insurance: What You Need to Know
Liability insurance is an essential part of any business or individual's financial plan. It can provide protection from a ...
What are the different kinds of liability insurance?
Being a director or official of a company makes you vulnerable to accusations of wrongful acts in the performance of your ...
What are comprehensive and collision coverage when should you carry these?
Collision insurance covers problems such as car accidents, while comprehensive insurance covers issues such as car theft, ...
What's the Difference Between Liability and Full Coverage Auto Insurance?
When it comes to auto insurance, there are two main types of coverage: liability and full coverage. Liability insurance...
What is the Difference Between Basic and Standard Car Insurance Coverage?
Standard car insurance is the most basic or lowest level of coverage provided by an insurance provider. Most states'...
What is the minimum liability insurance in nc?
North Carolina motor vehicle law requires that auto liability coverage be maintained on an ongoing basis. Liability...
What is not covered under cgl insurance?
Commercial general liability policies can cover the cost of any accidental damage as a result of the company's operations ...
What You Need to Know About Missouri's At-Fault Car Accident System
Missouri is an at-fault state when it comes to car accidents, meaning that the driver responsible for causing an accident ...
5 Essential Components of Health Insurance: What You Need to Know
When it comes to selecting the right health insurance, there are five essential components to consider. The insurance...
When was the first insurance plan created?
Costs and coverage, student health In simplest terms, insurance is protection against risk in exchange for some form of...
Comprehensive vs Basic Insurance: What's the Difference? A Comprehensive Guide
When it comes to auto insurance, there are two main types of coverage: comprehensive and collision. Comprehensive...
Do I Need Full Coverage or Liability Insurance for My Car?
Do you need full coverage car insurance? It all depends on the level of protection you're looking for and the value of...
Does insurance give you more than your car is worth?
If the insurance company adds up the total of your car, it will pay you the vehicle's real cash value (ACV). The actual...
What is Uninsured Motorist Coverage in Pennsylvania? A Comprehensive Guide
Uninsured motorist coverage is a type of protection that provides coverage for damages suffered in an accident involving...
What is the Difference Between Full Coverage and Comprehensive Car Insurance?
Full coverage is an auto insurance policy that includes both comprehensive and collision insurance, as well as any other...
Do I Need Collision Insurance if I Have Full Coverage Auto Insurance?
Collision insurance is a type of coverage that pays for the costs of repairing or replacing your car if it is damaged in...
Is $300 a lot for insurance?
If you take out more than one insurance policy from the same provider, it can save you a lot of money, since the...
Do insurance companies go after uninsured drivers florida?
The company may decide to sue the uninsured driver at fault to recover their claim, but their own collision or uninsured...
Do I Need Uninsured/Underinsured Motorist Coverage with Full Auto Insurance?
Do you need coverage for uninsured drivers, even if you have comprehensive and collision coverage? The answer is yes....
What Does Covered Service Mean in Health Insurance? A Comprehensive Guide
Your health insurance policy is a contract between you and your insurance provider. It outlines the medical benefits you...
What is the Most Common Liability Insurance Coverage? A Comprehensive Guide
In addition to mandatory liability insurance, you may want to consider other types of optional coverage for your vehicle, ...
When is the Right Time to Drop Comprehensive Car Insurance Coverage?
There's no need to cancel comprehensive coverage if you prefer to keep it. However, if you're uncertain about the...
What is the difference between full coverage and comprehensive coverage?
The difference between full coverage and comprehensive insurance is that a full coverage insurance policy includes...
What are the 4 perils that insurance covers for your home?
Covered hazards are events or hazards that cause damage or destruction to your property or belongings and that are also...
Do I Need Gap Insurance? A Comprehensive Guide
In a nutshell, liability insurance covers any damages that the driver may have incurred, collision insurance and...
Does Gap Insurance Cover Engine Failure? A Comprehensive Guide
Gap insurance is a type of coverage that helps protect car owners from financial losses in the event of an accident or...
What is Medical Payment in General Liability Insurance? A Comprehensive Guide
Medical payments are a form of general liability coverage that provides reimbursement to third parties for medical or...
Do I Need Collision Insurance? An Expert's Guide
When it comes to auto insurance, collision coverage is often seen as a must-have. After all, it pays for any amount that...
Does gap insurance cover a blown transmission?
Breach insurance does not cover transmission repairs. Coverage without coverage only covers the difference between what...
Components of Automobile Liability Insurance Explained
Auto liability insurance is a type of coverage that provides financial protection to drivers who cause harm to another...
What is excluded risk in insurance?
An exclusion is a provision of an insurance policy or bond that refers to hazards, circumstances, or assets not covered...
How can i avoid paying high insurance?
Check the discounts you're eligible for. Car insurance is needed to protect you financially when you're behind the wheel.
Why Liability Insurance is a Must for Everyone
Liability insurance is a type of insurance product that provides protection against claims that arise from injuries and...
How many exclusions are found in a typical medical payments coverage?
Medical payment coverage is similar to liability coverage because it is offered on the basis of open risks within the car ...
What is the Difference Between Liability Insurance and Collision Insurance?
Collision coverage helps pay for the repair or replacement of your vehicle if it is damaged or destroyed in an accident...
Is it worth it to get uninsured motorist coverage in florida?
Florida has a lot of underinsured drivers. You may not be required to have uninsured motorist insurance in Florida..
How is the coverage gap determined?
The coverage gap begins after you and your drug plan have spent a certain amount on covered drugs. Most Medicare drug...
Is a Higher Deductible Better for Collision or Comprehensive Insurance?
If you're a safe driver, you may be able to offset the costs of your car insurance policy by opting for a high collision...
What are the 2 major types of insurances?
Collision insurance pays for the repair or replacement of your car after an accident, no matter whose fault it was....
What happens when you reach the coverage gap?
Once you reach the coverage limit, you won't pay more than 25% of the cost of brand-name prescription drugs covered by...
Which insurances are a waste of money?
Seven types of insurance that are often a waste of money: rental car insurance. Keep reading to discover 6 insurance...
What is Not Covered Under Medical Payments to Others? A Comprehensive Guide
Medical payments to third parties are a form of car insurance that helps pay for injuries and damages that can occur when ...
What is the um coverage in ohio?
Under Revised Ohio Code 3937 and 18, coverage for uninsured or underinsured drivers is offered to residents of Ohio for...
What happens if an insurance company overpays you?
If the payer confirms that they made an overpayment, they must reprocess the claim to prove that the payment is correct...
Understanding Insurance Coverages and What They Mean for You
Insurance coverages can be confusing, but understanding them is essential to making sure you have the right coverage for...
Is buying more than minimum coverage insurance a waste of money?
It's always a good idea to buy more than the minimum car insurance to protect your finances. Although it will cost you...
What are the benefits of having liability insurance?
Liability insurance is essential coverage for small business owners. It helps protect you from claims that your business...
Is underinsured motorist coverage required in pa?
Yes, you need coverage for uninsured drivers, even if you have comprehensive and collision coverage. Collision insurance...
Do I Need Personal Liability Insurance? A Comprehensive Guide to Protect Yourself Financially
If you are responsible for your own living expenses or have assets such as a home, savings, or investments, you may want...
What Does Car Insurance Coverage for $15000, $30000 and $5000 Mean?
When it comes to car insurance, the three numbers that you often see - $15000, $30000 and $5000 - refer to the amount of...
What percentage of florida drivers are uninsured?
A new study indicates that 20% of Florida drivers are on the road without insurance, the sixth highest rate of uninsured...
Components of Liability Coverage in Auto Insurance Explained
Having the right auto insurance policy is essential for protecting yourself and your finances in the event of an...
What Exclusions are Found in a Typical Medical Payments Coverage Section?
Medical payment coverage is similar to liability coverage in that it is offered on the basis of open risks within the car ...
What is Liability Insurance and Why Do You Need It? - A Comprehensive Guide
Liability insurance coverage is a type of insurance product that provides protection against claims that result from...